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Cash ISA Savings

1 Year Fixed Rate Cash ISA

All you need to know about the 1 Year Fixed Rate Cash ISA

Current rates

Account balance	Gross*	Net	AER**
Current rate effective from 11/11/08.
£3,600	4.25%	N/A	4.25%

2 Year Fixed Rate Cash ISA

All you need to know about the 2 Year Fixed Rate Cash ISA

Current rates

Account balance	Gross*	Net	AER**
Current rate effective from 11/11/08.
£3,600	3.50%	N/A	3.50%

5 Year Fixed Rate Cash ISA

If you don’t want to invest more than £3,600 in a stocks-and-shares-based ISA, then this option could be right for you. This tax-efficient savings account pays a fixed rate of interest for the first five years.

All you need to know about Fixed Rate Cash ISAs

Current rates

Account balance	Gross*	Net	AER**
Current rates effective from 11/11/08.
£3,600	3.75%	N/A	3.75%

Stakeholder Cash ISA

You can put away up to £3,600 and not pay a penny in tax on the interest your money earns and with no risk to your capital.

If you don’t want to invest more than £3,600 in a stocks and shares ISA, then this Cash ISA could be right for you.

All you need to know about the Stakeholder Cash ISA

Current rates

Account balance	Gross*	Net	AER**
Current rate effective from 06/11/08.
£10 - £3,600	4.10%	N/A	4.10%

60 Day Notice Cash ISA

All you need to know about the 60 Day Notice Cash ISA

Current rates

Account balance	Gross*	Net	AER**
Current rate effective from 06/11/08.
£18,000 & over	5.00%	N/A	5.00%

Definitions

* Interest in a Cash ISA will be paid tax-free, without the deduction of income tax.

** AER means Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.

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