Discounted rate mortgages

Overview

The interest rate will be our standard variable rate with a discount for a specific period. Useful if you’re looking for lower repayments at the start of the mortgage term. The standard minimum advance is £20,000 (unless stated otherwise).

All you need to know about Discounted rate mortgages

Discounted for 2 years

Discount	Initial rate	Then changing for remaining term to	The overall cost for comparison is
1.35%	5.70%,	7.05%, variable	7.0% APR
Reservation fee £999 \| Free Valuation \| LTV 85% \| Legal fees paid or £200 cash back for remortgage \| Early repayment charge of 3% payable if you repay part or all of this mortgage within first 2 years \| Flats maximum 80% LTV, Interest only mortgages maximum 75% LTV \| Contact centre only
1.05%	6.00%,	7.05%, variable	7.1% APR
Reservation fee £999 \| Free Valuation \| LTV 85% \| Legal fees paid or £200 cash back for remortgage \| Early repayment charge of 3% payable if you repay part or all of this mortgage within first 2 years \| Flats maximum 80% LTV, Interest only mortgages maximum 75% LTV \| Branches only
1.15%	5.90%,	7.05%, variable	7.1% APR
Reservation fee £599 \| Free Valuation \| LTV 85% \| Legal fees paid or £200 cash back for remortgage \| Early repayment charge of 3% payable if you repay part or all of this mortgage within first 2 years \| Flats maximum 80% LTV, Interest only mortgages maximum 75% LTV \| Contact centre only
0.75%	6.30%,	7.05%, variable	7.2% APR
Reservation fee £599 \| Free Valuation \| LTV 85% \| Legal fees paid or £200 cash back for remortgage \| Early repayment charge of 3% payable if you repay part or all of this mortgage within first 2 years \| Flats maximum 80% LTV, Interest only mortgages maximum 75% LTV \| Branches only

The variable rate payable for the rest of the mortgage is based on current interest rates. | 10% penalty-free capital repayment per annum facility available (subject to £10,000 maximum)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE