Independent Financial Advice
Why should you speak to a Financial Adviser?
Whether you want to review your existing portfolio or are thinking about making your first ever investment, a Financial Adviser can help. Speaking to a Financial Adviser is more critical than ever today to ensure your finances are working hard enough for you.
Why choose N&P’s Independent Financial Advisers?
At Norwich and Peterborough, we offer independent financial advice to point you in the right direction. Not being tied to one company or a group of companies means our only focus is on helping your finances work harder. Remember, N&P’s independent Financial Advice Service is not just about new investments; we can also help you review your existing portfolio.
All our advisers have access to product and investment analysis from Old Broad Street Research (OBSR), a leading city-based Independent Research Company. Combined with our expertise this means that you can always be certain that your financial adviser will have the latest information at their fingertips, from the whole market.
Our advisers:
- are highly qualified professionals
- receive regular training, so they’re up-to-date with the latest regulations and legislation
- have access to top-quality research by a leading city independent research company
- can choose from the whole market to get the best solution.
When should you seek expert help?
If you need help working out the best way to manage your money and don’t have the time or the expertise to search the markets for the right products, the chances are you will need our help. For many people their first visit to us coincides with major events in their lives, or when they want to review their portfolio.
Whatever your reason for needing advice, we’re here to help.
Whether you want to review your existing portfolio or are thinking about making your first ever investment, if you don’t have the time or expertise to search the markets for the right products, you should talk to N&P. Our independent financial advisers have the expertise and experience to help, whatever your requirements.
So if something big is happening in your life – from your first job to your retirement – or even if you just want to check your current investments are the right ones, please get in touch.
Why Invest?
It’s important to invest to make the most of the money you have, so that you and your family are properly prepared for the future. Invest well and you can help protect the value of your savings from being eroded by inflation or the taxman.
There are thousands of reasons to invest and we’ve listed some of the more common ones below. But basically, you may need your money to work harder for you, especially if you want to:
- grow your income to provide for a more enjoyable retirement
- ensure your family is properly looked after, should the worst happen
- pay school fees at some time in the future
What about the risk?
There are many ways to invest your money. The tricky thing is that the investments with the greatest potential returns often seem to be the ones with the greatest potential for loss. Our advisers will, of course, be happy to advise you on any type of investment – risky or not.
To help you decide your attitude to risk during your initial meeting, your N&P financial adviser will ask you a series of questions, in order to establish how you feel about taking risks with your money. This will help you understand what type of investor you are and it will help them understand which investments you’ll feel comfortable with.
Do you advise on mortgages too?
Yes we can offer you advice on mortgages, but please be aware that we only offer N&P mortgages. That said, because we believe that our mortgages are amongst the best available, you can still get a great deal. And you don’t just have to take our word for it either. Our products are frequently listed in the national press as ‘Best Buys’.
